I have lived in the Falls since 1968. My great-great grandfather was one of the village founders. I have served the community in multiple ways: Firefighter, various boards and commissions and for many years was president of the Falls Cable Access Corp. Currently I own, and am active in, a restaurant equipment manufacturing company.
Until recently I was quite proud of myself. I have successfully operated a business which grew nicely for the past quarter century. I was content to retire and gloat about my accomplishments and the size of the company that I passed on.
The other day I got an e-mail from my financial advisor. It took the wind out of my sails. Here is what he wrote: